Terms of Use
Last updated: October 21, 2026
1. About these terms
These terms apply to homeshieldfamily.com, run by Lead Bison LLC, doing business as Home Shield Family ("Home Shield Family," "we," "us"). By using our website or submitting our form, you agree to these terms and to our Privacy Policy. If you do not agree, please do not use our website.
2. What we do
Home Shield Family is a free service that connects homeowners with licensed insurance agents who offer mortgage protection life insurance and other life insurance products.
- We are not an insurance company or an insurance agency. We do not sell insurance, issue policies, quote prices, or recommend any company or product.
- Agents who contact you are independent. They are not our employees, and we do not control what they offer or say.
- We do not guarantee that you will be contacted, that you will qualify for coverage, or that coverage will be available at any particular price. Coverage, pricing and approval are decided by insurance companies based on their own rules and your application.
- Information on our website is general and is not insurance, legal, tax or financial advice.
3. No cost and no obligation
Our service is free to you. Submitting our form does not obligate you to buy anything.
4. Your information and contact
To use our service you must be at least 18 years old and live in the United States. You agree that the information you give us is true and accurate, and that the phone number and email address are your own. When you submit our form, you agree to be contacted as described in the consent language on the form and in our Privacy Policy. You can stop contact at any time as explained in our Privacy Policy.
5. Acceptable use
You agree not to submit false information or information about someone else, use automated tools to access or submit our form, interfere with our website, or use it for any unlawful purpose.
6. Our content
The website, including its text, design, logos and graphics, belongs to us or our licensors. You may view it for your personal use only.
7. Disclaimers
Our website and service are provided "as is" and "as available," without warranties of any kind, to the fullest extent the law allows. We do not warrant that the website will be uninterrupted or error-free.
8. Limitation of liability
To the fullest extent the law allows, Home Shield Family and Lead Bison LLC are not liable for any indirect, incidental, special or consequential damages, or for any acts or omissions of insurance agents or insurance companies, arising from your use of our website or service. Our total liability for any claim relating to our website or service will not exceed one hundred dollars ($100).
9. Governing law
These terms are governed by the laws of the State of Wyoming, without regard to its conflict of laws rules, except where the law of your state requires otherwise.
10. Changes
We may update these terms. The date at the top shows when they were last changed. The terms posted when you use our website apply to that use.
11. Contact us
Lead Bison LLC, doing business as Home Shield Family
1309 Coffeen Avenue, Ste 1200
Sheridan, WY 82801
privacy@homeshieldfamily.com